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We provide "One Stop Financial Solutions" providing umbrella services for all your finance needs
Friday, 8 March 2024
One Stop Finance Solution
We provide "One Stop Financial Solutions" providing umbrella services for all your finance needs and can help you procure home loans, property loans, working capital loans, construction finance and real estate consultants.
Business Loan
Apply online for a business loan of up to Rs.75 lakh instantly at the lowest interest rates.
Home Loan
A housing loan/home loan is usually taken for purchase, construction, or renovation of a property. The property remains with the lender as security for the duration of the loan. Interest rates on home loans are fixed or floating. SOFT LOAN FINANCIAL SERVICES is a home loan professional who offers you the best home loan rates in Bhopal at low home loan interest rates, fast home loan approval. We are a home loan SOFT LOAN FINANCIAL SERVICES in Madhya Pradesh for affordable housing loans in Bhopal & Indore
You can take out a home loan for reasons like:
Buy a House
The most common type of loan to buy house is a mortgage property until you repay the loan.
House construction
If you have land and you need money to build a house on it, then you can choose a house construction loan.
Expansion of the house
If you already have a home, and want to expand it, you can choose this option.
Home renovation
Home renovation loan is best suited for improving and upgrading existing homes
for a better life.
Land purchase
Loan to purchase land is designed to facilitate the purchase of land/plots.
Balance transfer
Home Loan Balance Transfer lets you transfer your high interest rate loan to a
low interest rate bank or financial institution to reduce your EMI burden.
Steps To Get Home Loan
• Fill out and submit a home loan application.
• Submit the required documents for further processing.
• Pay the home loan processing fee.
• Your home loan application and documents will be examined and verified.
• Your home loan application will be sent for approval or approval.
• Your lender will visit the property you want to purchase for legal
inspection.
• After approval, your home loan amount will be disbursed by check.
How To Loan Eligibility Criteria
The basic home loan eligibility criteria are as follows:
Age
• Salary Person - 21 years to 58 years
• Self-employed persons - 25 years to 65 years
Employment
• Salary Person - At least 2 to 3 years proof of working in a private or
public limited company
• Self-employed person - Proof of having at least 3 years in the current
business
Income
• Salary Person - Minimum Rs. 20,000 per month
• Self-employed persons - Minimum Rs. 250,000 per year
Credit score
• Generally, a credit score of 750 is considered a good score for home
loan approval
Other eligibility criteria
• Must have resided in the city of residence for at least 3 years.
• NRIs can be made only through normal banking channels or by
sending NRIs from abroad through this account.
• If you are a salaried professional, your monthly EMI can be
considered against a loan of about 40% of your monthly gross
income.
• Make sure your credit history is not bad before applying for a home
loan.
Construction Finance
Real Estate is a rapidly developing business in India and this business
segment required finance for residential as well as commercial projects.
Many banking and non-banking are now offering construction Finance
Loans for New Construction.
SOFT LOAN FINANCIAL SERVICES helps to get project finance to Builders & Developers through banks
and financial institutions.
How SOFT LOAN FINANCIAL SERVICES helps for Construction Finance Loan?
• We cover residential as well as to the commercial properties’
construction.
• Project Report preparation.
• Wide range of the lenders.
• Customised solution to your financial requirement.
• Best in industry ROI.
• Expert helps to select the right lender.
• Fully Transparent Process.
• Hassle Free Disbursement.
Working Capital
Every business requires working capital and working capital means the
funds required to carry out the tasks of daily business which may include
rent, salary, raw materials, upgrade technology, maintain cash flow, pay
utility bills, and other expenses required for the business.
SOFT LOAN FINANCIAL SERVICES provide working capital finance service in BHOPAL and offer
professional working capital solutions. We offer working capital advisory
services, working capital against work order, working capital term loan and
during the period ensure a pleasant experience throughout your borrowing
journey.
Loan Against Property
Bhopal is the financial and commercial capital of India which keeps the
value of the real estate market constantly rising, and in such places your
property can be used for your financial needs.
If you are in need for urgent funds then we help you get the loan against
property in Bhopal, Bhopal at low interest rates. Get quick and hassle-free
loan on property mortgage with minimal documentation.
Finance / Loan against property is the best financial product to raise funds
that can be used for personal and business use. This includes residential,
commercial and industrial properties through which you can avail loan
against property without income proof.
1. General economic needs
At times in life there may be financial need such as renovation of property,
higher studies and travel expenses etc. And in that case, you can get rid of
your problem with this.
2. Business expansion
There is a huge financial need to expand the business and you can easily
get the required amount by mortgaging your property.
3. For immediate working capital requirement
If you have land and you need money to build a house on it, then you can
choose a house construction loan.
4. Buying commercial Property
With a loan on your existing property you can start a new business or
prosper by buying a commercial property.
5. Investment in machinery and technology
Investment in machinery, equipment and technology is essential for the
growth of any business and your assets can be useful in times of great
need.
